What's the best approach to embed RegEx in Oracle or SQL Server 2005 SQL?

This is a 3 part question regarding embedded RegEx into SQL statements.

1. How do you embed a RegEx expression into an Oracle PL/SQL select statement that will parse out the “DELINQUENT” string in the text string shown below?

2. What is the performance impact if used within a mission critical business transaction?

3. Since embedding regex into SQL was introduced in Oracle 10g and SQL Server 2005, is it considered a recommended practice?

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From stackoverflow Gary Russo

• Why not just use INSTR (for Oracle) or CHARINDEX (for SQL Server) combined with SUBSTRING? Seems a bit more straightforward (and portable, since it's supported in older versions).

  http://www.techonthenet.com/oracle/functions/instr.php and http://www.adp-gmbh.ch/ora/sql/substr.html

  http://www.databasejournal.com/features/mssql/article.php/3071531 and http://msdn.microsoft.com/en-us/library/ms187748.aspx

  From Matt Rogish

• INSTR and CHARINDEX are great alternative approaches but I'd like to explore the benefits of embedding Regex.

  From Gary Russo

• In MS SQL you can use LIKE which has some "pattern matching" in it. I would guess Oracle has something similar. Its not Regex, but has some of the matching capabilities. (Note: its not particularly fast).. Fulltext searching could also be an option (again MS SQL) (probably a much faster way in the context of a good sized database)

  From WIDBA

• Why would you need regular expressions here? INSTR and SUBSTR will do the job perfectly.

  But if you convinced you need Regex'es you can use:

  REGEXP_INSTR
  REGEXP_REPLACE
  REGEXP_SUBSTR

  (only available in Oracle 10g and up)

  SELECT emp_id, text
    FROM employee_comment
   WHERE REGEXP_LIKE(text,'...-....');
  

  From Sergey Stadnik

• If I recall correctly, it is possible to write a UDF in c#/vb for SQL Server. Here's a link, though possibly not the best: http://www.novicksoftware.com/coding-in-sql/Vol3/cis-v3-N13-dot-net-clr-in-sql-server.htm

  Conrad : I too would advocate this approach. I've used it very successfully in a large database to parse some data for reporting
  From Benjol